Enough with all the take. It's time to make. Make bank.
Sometimes it can feel like the whole world is out to take. Offering less and less while charging you more and more. And for what? Taking your cash to store your cash? No thanks. It’s time for the opposite of take. It’s time to make. Get an account that offers high interest and no fees on everyday banking. Want to Make Bank? Welcome to EQ Bank.
Savings Plus Account
Joint Savings Plus Account
All the everyday banking perks of the Savings Plus Account, for a smarter shared banking experience.
- 2.50% interest*
- Easy online sign-up with zero paperwork
- Add up to 3 people in a single click
TFSA Savings Account
Earn more with high interest and tax-free earnings.
- 3.00% interest*, tax-free
- Zero fees for bigger earnings
- No minimum balance
- No-nonsense online sign-up in minutes
US Dollar Account
Earn more on US dollars without the nonsense of annoying fees.
- 3.00% interest* on every dollar
- No monthly fees
- Seriously competitive exchange rate
- A fast, cheap way to send US dollars abroad
GICs
Invest it and forget it with guaranteed rates on our registered and non-registered GICs.
- FEATURED RATE: 5.10%** on a 1-year GIC
- Invest for the short term or long term
- Break free of restrictions with our low minimum deposit
- Skip the hassle and buy a GIC in seconds
RSP Savings Account
Grow your retirement savings the smart way.
- 3.00% interest* on every tax-deferred dollar
- Zero fees for bigger earnings
- No minimum balance or other banking nonsense
- Online sign-up in minutes
TFSA Savings Account
Invest smarter with high interest and tax-free earnings.
- 3.00% interest*, tax-free
- Zero fees for bigger earnings
- No minimum balance
- No-nonsense online sign-up in minutes
EQ Bank Card
A reloadable card4 for spending and earning more (without all the fees).
- Free withdrawals from any ATM in Canada
- Cash back on every purchase2
- Earn 2.50% interest* right up until you spend
- No FX fees3, monthly fees, or other hidden fees
The EQ Bank Card is not currently available in Quebec.
International Money Transfers
Need to send money or make payments abroad? Do it for a whole lot less.
- Up to 8ׇ cheaper than other banks
- A no-nonsense, zero-markup exchange rate
- Send money direct from your account in a few easy steps
- Get your money there fast (some transfers are instant!)
Mortgage Marketplace
The no-nonsense way to find the best mortgage that’s right for you.
- Access 2,000+ mortgage products in one place
- Get the best rates right from the start
- Simple online process
I want…
It’s time for the everyday banking you deserve
Get ready to make
Monthly fees? No way. Up to 250× more◊ earnings than other banks with free everyday transactions? Absolutely. Plus free withdrawals from any ATM in Canada and cash back on every purchase2 with the EQ Bank Card.
Without all the take
No gimmicks, no accounts you don’t need, just seamless digital banking where all of our customers get the same best rates—without confusing promo rates or annoying paperwork and lineups.
We’re secure and trusted too
We have top-notch security and all of our deposit products are eligible for CDIC deposit insurance†. We’re also trusted by hundreds of thousands of customers to the tune of over $7B in deposits—and backed by Equitable Bank which has 50+ years of experience in the Canadian market.

It’s time for the everyday banking you deserve
Get ready to make
Monthly fees? No way. Up to 250× more◊ earnings than other banks with free everyday transactions? Absolutely. Plus free withdrawals from any ATM in Canada and cash back on every purchase2 with the EQ Bank Card.
Without all the take
No gimmicks, no accounts you don’t need, just seamless digital banking where all of our customers get the same best rates—without confusing promo rates or annoying paperwork and lineups.
We’re secure and trusted too
We have top-notch security and all of our deposit products are eligible for CDIC deposit insurance†. We’re also trusted by hundreds of thousands of customers to the tune of over $7B in deposits—and backed by Equitable Bank which has 50+ years of experience in the Canadian market.

We checked and...
we check all the boxes
Our customers have been talking
Getting noticed in a big way
Hold on...are you still not convinced?
Most people never scroll down this far, but if you really, really need a recap, we’re not opposed to a cheat sheet on everyday banking that makes without all the take:
- Earn more with incredible rates and no monthly fees
- Enjoy everyday banking with free everyday transactions and no minimum balance restrictions
- Get safety and security from a bank you can trust
Are you ready now?

Education Centre
Unpacking all things money.

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