EQ Bank CardThe bank card made for travelling.

No foreign exchange fees¹

No monthly or annual fees

No ATM fees from EQ Bank²

Get your free card

eq-card-hero-coupletravel-france-ui-1935x1935-en

Charge you to access your own money? Not us.

Wherever you are in the world, get the cash you need without ever seeing ATM fees from us, even if others may charge you. We’ll even reimburse the fees charged by ATM providers here at home in Canada.

Get 0.5% cash back^* on what you spend

Your EQ Bank Card gives you 0.5% cash back^* on everything you spend—whether it’s groceries, retail therapy, a restaurant bill, or anything else. Sounds a lot better than most debit cards that don’t make anything, right?

Hand paying for something on a point-of-sale machine with the EQ Bank Card loaded in the mobile wallet.

This card works here, there, and everywhere

The EQ Bank Card works just like any other card you use to spend what you want, where you want, and when you want. Anywhere in the world where Mastercard^® is accepted—that’s more than 210 countries, by the way—with no foreign transaction fees¹. Plus, you can add it to your mobile wallet for contactless spending (and earning) from anywhere.

Illustration of a hand twirling a globe on index finger.

The card that makes without the take

High interest until you spend. Cash back^* when you do. And zero hidden fees when you use your card.

Get your free card

eq-card-illo-card-creamjewel-1650x1650-en

How it works

Open and fund a Personal Account

Sign up to EQ Bank in a matter of minutes to open a Personal Account. From there, fund your account and order a free card in a few quick taps.

EQ Bank card next to simplified illutrations of the funding feature in the mobile app, showing an amount with

Add money to your card

Once you receive and activate your card—it’s easy—load it up in seconds by moving money from your Personal Account or Joint Account, and get ready to spend smarter!

Image of the EQ Bank card on a phone screen with a notification displaying text: You've got cash. 0.5% cash back* added!

Spend and get cash back^*

Enjoy spending that gives you 0.5% cash back^* on every purchase (and free withdrawals from any ATM in Canada).

Man looking at phone sitting against a simplified illustration of the EQ Bank mobile app.

Earn on every dollar

Cash back^* on every purchase and the same high interest as your Personal Account on your loaded balance until you spend it? That’s next-level earnings.

Are you ready for a card that earns more without hidden fees? Open a Personal Account in minutes to get started.

Get your free card

Need more info about the Personal Account? Learn more about our Personal Account

Is the EQ Bank Card right for you?

It’s right for you if:

You want to earn cash back on your purchases.
You want to use your mobile wallet to make purchases.
You want a prepaid reloadable card you can use for online purchases.
You want a prepaid reloadable card you can use internationally.
You shop where MasterCard prepaid cards are accepted.
You want no monthly fees, including free withdrawals from any ATM in Canada and no FX fees¹.
You want to earn interest on your card balance.
You’re looking for a card that will not incur interest charges and will not impact your credit score.
You're looking for a completely digital banking experience.

It’s not right for you if:

You require the ability to pay with a traditional debit card.
You need to deposit cash.

Get the answers

Is the EQ Bank Card a debit card?

How does an EQ Bank Card compare to a debit card?

The EQ Bank Card has quite a few advantages compared to many debit cards:

You don’t have to maintain a minimum balance to avoid paying fees, which means you’re in charge of when you use your money.
You earn high interest on your card balance (just like in your EQ Bank Personal Account). That’s not something you can say about most debit cards and chequing accounts.
You earn cash back^* on all of your purchases, which is definitely a step up compared to debit cards.
Free withdrawals from any ATM in Canada (we reimburse any fees).

How does an EQ Bank Card compare to a credit card?

Will I be charged fees for using the EQ Bank Card?

Do you charge any fees for Canadian ATM withdrawals?

Have more questions? Visit our full FAQ.

Ask questions

Ask our friendly Chatbot anything or connect with a Customer Care Specialist.

Illustration of woman lounging on couch with laptop, using chatbot service with simplified UI above her.

Footnotes

Footnote *: Cash back will be paid monthly. See the EQ Bank Card Agreement for details on earning cash back and other terms and conditions that apply to the EQ Bank Card.

^{Return to footnote * referrer}
Footnote 1: Foreign currency transactions will be subject to the Mastercard Currency Conversion rate. EQ Bank does not charge any additional FX fee or markup.

^{Return to footnote 1 referrer}
Footnote 2: You may incur third party ATM fees, but we’ll reimburse fees charged by ATM providers in Canada.

^{Return to footnote 2 referrer}
Footnote 3: The EQ Bank Card is a prepaid reloadable Mastercard^® issued by Equitable Bank pursuant to a licence from Mastercard International Incorporated.

^{Return to footnote 3 referrer}
Footnote †: Equitable Bank is a member of CDIC. EQ Bank is a trade name of Equitable Bank. Deposits made under EQ Bank and Equitable Bank are aggregately eligible for CDIC protection up to $100,000, per insured category, per depositor.

^{Return to footnote † referrer}
Footnote ®/™: Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

^{Return to footnote ®/™ referrer}
Footnote: EQ Bank does not offer the following products in the province of Quebec: US Dollar Account, International Money Transfers, RSP Savings Accounts, RSP GICs, FHSA Savings Account, FHSA GICs, Business Account, and Business GICs. Additionally, the EQ to EQ transfers feature is not available in Quebec.

^{Return to footnote referrer}

EQ Bank CardThe bank card made for travelling.

Spend abroad without worrying about extra fees.