Free withdrawals from any ATM in Canada
We don’t charge you any of the annoying fees you’re used to at other banks, but we can’t stop them from charging you at their ATMs. What we can do, though, is pay you back when they do. Banks and other ATM service providers charge you, EQ Bank refunds you within 10 business days.
No FX fees1, monthly fees, or other hidden fees
We know you’re here to make, so we don’t take any fees when you’re making a purchase online, in-store, or paying a bill like for your phone or internet. That means no credit card surcharges, ATM fees, transaction fees, foreign transaction fees1, monthly fees, or inactivity fees. Other banks or service providers might charge you on their end, but we won’t.
This card works here, there, and everywhere
The new EQ Bank Card works just like any other card you use to spend what you want, where you want, and when you want. Anywhere in the world where Mastercard® is accepted—that’s more than 210 countries, by the way—with no foreign transaction fees1. Plus, you can add it to your mobile wallet for contactless spending (and earning) from anywhere.
The card that makes without the take
- High interest until you spend. Cash back* when you do.
- And zero hidden fees when you use your card.

How it works

Open and fund a Savings Plus Account
Sign up to EQ Bank in a matter of minutes to open a Savings Plus Account. From there, fund your account and order a free card in a few quick taps.

Add money to your card
Once you receive and activate your card—it’s easy—load it up in seconds by moving money from your Savings Plus Account or Joint Savings Plus Account, and get ready to spend smarter!

Earn on every dollar
Cash back* on every purchase and the same high interest as your Savings Plus Account on your loaded balance until you spend it? That’s next-level earnings.
Are you ready for a card that earns more without hidden fees? Open a Savings Plus Account in minutes to get started.
Get your free cardNeed more info about the Savings Plus Account? Learn more about our Savings Plus Account
Ask questions
Ask our friendly Chatbot anything or connect with a Customer Care Specialist.
