EQ Bank Card

Finally, a bank with a card that makes bank.

  • Free withdrawals from any ATM in Canada
  • Cash back* on every purchase
  • No FX fees1, monthly fees, or other hidden fees

Get your free card

Free withdrawals from any ATM in Canada. (And 0.5% cash back* on every purchase.)

Enjoy a reloadable card2 that gives you the same high interest of your Personal Account on your card balance, right up until the moment you spend it—and gives you cash back* when you do. Oh, and it doesn’t take all those fees you’ve been forced to live with (justice, at last). 

Free withdrawals from any ATM in Canada

We don’t charge you any of the annoying fees you’re used to at other banks, but we can’t stop them from charging you at their ATMs. What we can do, though, is pay you back when they do. Banks and other ATM service providers charge you, EQ Bank refunds you within 10 business days.

No FX fees1, monthly fees, or other hidden fees

We know you’re here to make, so we don’t take any fees when you’re making a purchase online, in-store, or paying a bill like for your phone or internet. That means no credit card surcharges, ATM fees, transaction fees, foreign transaction fees1, monthly fees, or inactivity fees. Other banks or service providers might charge you on their end, but we won’t.

Get 0.5% cash back* on what you spend

Your EQ Bank Card gives you 0.5% cash back* on everything you spend—whether it’s groceries, retail therapy, a restaurant bill, or anything else. Sounds a lot better than most debit cards that don’t make anything, right? 

This card works here, there, and everywhere

The new EQ Bank Card works just like any other card you use to spend what you want, where you want, and when you want. Anywhere in the world where Mastercard® is accepted—that’s more than 210 countries, by the way—with no foreign transaction fees1. Plus, you can add it to your mobile wallet for contactless spending (and earning) from anywhere.

The card that makes without the take

  • High interest until you spend. Cash back* when you do.
  • And zero hidden fees when you use your card.

Get your free card

Phone with screen showing account funds summary paired with image of EQ Bank card

How it works

1Half of phone showing screen with text about connecting to your institution

Open and fund a Personal Account

Sign up to EQ Bank in a matter of minutes to open a Personal Account. From there, fund your account and order a free card in a few quick taps.

2Half of phone with screen EQ Bank showing amount to send a quick transfer

Add money to your card

Once you receive and activate your card—it’s easy—load it up in seconds by moving money from your Personal Account or Joint Account, and get ready to spend smarter!


Spend and get cash back*

Enjoy spending that gives you 0.5% cash back* on every purchase (and free withdrawals from any ATM in Canada).

4Half of phone with screen EQ Bank showing available balance amount

Earn on every dollar

Cash back* on every purchase and the same high interest as your Personal Account on your loaded balance until you spend it? That’s next-level earnings.

Are you ready for a card that earns more without hidden fees? Open a Personal Account in minutes to get started.

Get your free card

Need more info about the Personal Account? Learn more about our Personal Account

Get the answers

Have more questions? Visit our full FAQ.

Ask questions

Ask our friendly Chatbot anything or connect with a Customer Care Specialist.

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