Personal AccountActs like chequing, earns like savings—with 4.00% interest*.

The best features of a chequing account—plus 4.00% interest* and zero fees on everyday banking. Less take, more make.

Join now
EQ Bank Card on top of phone against EQ Bank lozenge
EQ Bank Card on top of phone against EQ Bank lozenge

An everyday account with a big earnings twist

Unlimited transactions1, high interest, and no monthly fees from a single account? It’s like a high interest chequing account, and it’s how to make bank.

Earn 4.00% interest* on everyday banking

  • Get 2.50% interest* on everyday banking—plus 1.50% bonus interest* when you direct deposit your pay
  • Earn right up until you spend
  • Earn on every dollar
Join now
magnifying glass with word “FEES” within it

See what your other bank is costing you with the Fee and Interest Analyzer.

Our first-of-its-kind tool connects to your external bank account and adds up the fees you’ve been paying—while calculating the interest you should be earning.

Try it

Unlimited transactions1 with no fees on everyday banking

  • Free and unlimited Interac e-Transfers®, bill payments, and Electronic Funds Transfers1
  • No minimum balance requirements or monthly fees
  • No separate accounts for savings/chequing

Free withdrawals from any ATM in Canada

With the EQ Bank Card4, get:

  • Free withdrawals from any ATM in Canada (we’ll reimburse any fees)
  • Cash back on every purchase2
  • No FX fees3, monthly fees, or other hidden fees

Learn more about the EQ Bank Card.

Security you can trust

  • CDIC deposit insurance eligibility
  • Multiple security layers and fraud monitoring
  • Secure account linking
  • Backed by Equitable Bank with over 50 years of experience
Join now

Looking for more Personal Account info?

Get the details on the Personal Account

crunchers unite

When you’re earning [InterestRate.InterestRate:HISA:InterestRate]% interest* without the nonsense of monthly fees, smart money adds up fast. Check it out.

You could earn 0 over 0 years! Start banking smarter today.

And there's even more everyday banking to love

Common questions answered

Visit our FAQ for more details about our Personal Account.

Get better everyday banking in minutes!

Ready for high interest with the flexibility of chequing?

Open a Personal Account now. 
Get started by opening a Personal Account


Already a customer? Sign in

Download on the App Store Get it on Google Play
Back to top