Business GICs
Get guaranteed returns—like 4.00%* on a 1-year GIC.
Grow your business with low-risk GICs at some of the best rates in the market.
Invest nowHigh returns for your business without all the usual risk
Guaranteed returns
Lock in high returns (and peace of mind) with some of the best rates in the market.
Option to fit your business
Enjoy the flexibility of short- or longer-term GIC options—and start investing with as little as $100.
Purchase online in seconds
As long as you have available funds in your Business Account, you can buy a GIC in a few clicks.
Safe investments
All deposits in EQ Bank products are eligible for Canada Deposit Insurance Corporation (CDIC) protection†.
Try our Business GIC calculator
Find out how much your investment will grow with our different options.
Interest calculations are estimates.
Browse rates and terms to find the right GIC
Have questions? Get answers to common questions about GICs.
Most popular GIC terms (1 to 5 years)
Short term GICs (less than 1 year)
Long term GICs (1 year or more)
Business GICs
Term | Rate* | Start investing |
---|---|---|
1 Year | 4.00% | Get rate |
15 Month | 3.90% | Get rate |
2 Year | 3.95% | Get rate |
27 Month | 3.90% | Get rate |
3 Year | 3.95% | Get rate |
4 Year | 3.80% | Get rate |
5 Year | 3.95% | Get rate |
6 Year | 3.00% | Get rate |
7 Year | 3.00% | Get rate |
10 Year | 3.00% | Get rate |
Visit our FAQ for more details about our GICs.
To purchase your Business GIC, you’ll first need to open an EQ Bank Business Account.
The Business Account is in the beta launch phase and currently only available to existing EQ Bank customers.
Enter your EQ Bank Personal Account email address to get started:
New to EQ Bank?
If you’re not an EQ Bank customer, you can join the waitlist.
Already have an EQ Bank Business Account? Sign in
Ready to open a Business Account?
Note: The Business Account is currently only available to existing EQ Bank customers.* Enter your EQ Bank Personal Account email address to get started. This will allow you to access both accounts with one login.
By providing any personal information, you agree to the terms of our Privacy Agreement.
Not an EQ Bank customer? Join the waitlist.
*The EQ Bank Business Account is not available in Quebec.