GICs

Growth Guaranteed. Lock in 4.60%* on a 1-year GIC.

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Don’t miss our featured GIC rates


Registered TFSA or RSP5 Year

4.70%*

Get this rate

Non-registered 1 Year

4.60%*

Get this rate

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Want growth so advanced
you don’t even have to think? 

Then invest it, forget it, and earn more without paperwork, long processes or any other banking nonsense. Our GIC options let you lock in any of our amazing rates, so no matter what happens, that rate is yours. We’ve also got a range of term options to help you invest smarter.

Smart features

How much growth are we really talking about?

Use our calculator to see how much your savings will grow with our different options.

Interest calculations are estimates.

How much do you want to invest?
GIC Term
How do you want your interest paid out?
Simple interest is calculated on a per annum basis
Term (Year)
Our Rate
GIC Term 
Interest Earned
Buy GIC
Our Rate
GIC Term 
Interest Earned

Get a GIC rate that’s yours to keep

 

Non-registered GICs

TermRate*Start investing
3 Month 2.50%Get rate
6 Month 3.50%Get rate
9 Month 4.00%Get rate
1 Year 4.60%Get rate
15 Month 4.60%Get rate
2 Year 4.70%Get rate
27 Month 4.70%Get rate
3 Year 4.70%Get rate
4 Year 4.70%Get rate
5 Year 4.70%Get rate
6 Year 4.70%Get rate
7 Year 4.70%Get rate
10 Year 4.70%Get rate

Looking for registered GICs?

We’ve got you covered—check out our high rates on RSP GICs and TFSA GICs. Before you buy, you’ll need to open an RSP Savings Account or TFSA Savings Account (it’s really easy.)

 

EQ Bank RSP GIC terms & rates

TermRate*Start investing
3 month 2.50% Get rate
6 month 3.50%Get rate
9 month 4.00%Get rate
1 year 4.60%Get rate
15 month 4.60%Get rate
2 year 4.70%Get rate
27 month 4.70%Get rate
3 year 4.70%Get rate
4 year 4.70%Get rate
5 year 4.70%Get rate
6 year 4.70%Get rate
7 year 4.70%Get rate
10 year 4.70%Get rate

 

EQ Bank TFSA GIC terms & rates

TermRate*Start investing
3 month 2.50% Get rate
6 month 3.50%Get rate
9 month 4.00%Get rate
1 year 4.60%Get rate
15 month 4.60%Get rate
2 year 4.70%Get rate
27 month 4.70%Get rate
3 year 4.70%Get rate
4 year 4.70%Get rate
5 year 4.70%Get rate
6 year 4.70%Get rate
7 year 4.70%Get rate
10 year 4.70%Get rate

 

Common questions answered

Visit our FAQ for more details about our GICs.

Looking to learn more about GICs?

Get smarter about investing with the help of our handy articles.

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