Who We Are

Meet the Management Team

Our Management Team is comprised of highly experienced executives, offering decades of financial and mortgage leadership amongst them.

Tim Wilson MT

Tim Wilson

Vice-President & Chief Financial Officer

In 2012, Mr. Wilson joined Equitable as Vice-President and Chief Financial Officer. Previously he held the position of President of Visa Canada and had prior experience in a senior executive position with CIBC and as a consultant with Monitor Group. He received his CA designation in 1997 while working with Ernst and Young. Mr. Wilson brings over 10 years of valuable experience in the financial services industry. Mr. Wilson holds an MBA from Harvard Business School and a BComm from Queen's University .

Kim_Kukulowicz MT

Kim Kukulowicz

Vice-President, Residential Sales and Partner Relations

Ms. Kukulowicz is a finance executive with more than 20 years of leadership successes in the mortgage industry. She is the longest standing employee at Equitable having serviced the organization for the past two decades primarily in mortgage operations. Kim brings comprehensive knowledge of sales management, underwriting and mortgage administration, combined with a disciplined approach to risk management and deal negotiations. Since 2010, she has overseen the national sales team for the Single Family division which has experienced exceptional growth in mortgage originations and stronger broker and partner relationships.

Jody_Sperling MT

Jody Sperling

Vice President, Human Resources

Jody began her career as a recruiter and has since accrued 20+ years of experience as an HR professional. Jody's extensive career includes several years in financial services. Most recently she was Manager of Human Resources at SunOpta Food Distribution Group. At the beginning of 2006, Jody joined Equitable where she currently heads the HR department as Vice President, Human Resources. Jody attended the University of Western Ontario.


Ron Tratch

Vice-President and Chief Risk Officer

Ron Tratch currently holds the position of Vice President and Chief Risk Officer for Equitable Bank. Prior to the transition, he was Vice President Commercial Credit since 2011. Previously Ron held the position of Senior Vice President at GE Capital Canada and was a partner in a Private Equity firm. Throughout his 20 year career, Ron has focused on operations and business development in various areas including real estate, corporate and project finance, as well as leveraged acquisitions, proactive risk management and financial restructuring. Ron holds a BComm from the University of Calgary and is a CPA, CMA.


Brian Leland

Vice-President, Residential Credit

Brian has held various positions at Equitable since joining the company in 2004 as Manager of Residential Sales and Business Development. In 2011, he joined the Management Team as Vice President, Residential Credit. Prior to joining Equitable, Brian held credit and sales roles with other leading Canadian financial institutions. Brian holds a BSc from McGill University and a BComm from Concordia University.


Dan Ruch

Vice-President and Chief Compliance Officer. CHIEF PRIVACY OFFICER

Mr. Ruch joined Equitable as Vice-President and Chief Compliance Officer in 2013. Immediately prior to joining Equitable, he was Vice-President, Chief Compliance Officer and Chief Privacy Officer of ResMor Trust Company. Dan has over 20 years of both senior corporate and management consulting experience in governance, risk, compliance and operations. Mr. Ruch holds an MBA from McMaster University and BA (Economics) from York University.

Dan DIckinson

Dan Dickinson

Vice-President, Digital Banking

Mr. Dickinson joined Equitable as Vice-President, Digital Banking in 2013. Prior to joining Equitable he was Managing Director, Online & Mobile Banking at BMO Bank of Montreal. Throughout his 15 years of banking experience he has focused on the role of technology and self-service channels in serving the customer. Dan holds both a BComm and an MBA from Dalhousie University.

Aviva Braude

Aviva Braude

Vice-President, Mortgage Services

Aviva is currently the Vice President of Mortgage Services.  In her role, she oversees the administration and servicing of mortgages post funding which includes escrow accounts, collections and default management as well as customer service.  Aviva joined Equitable in 1999.  Over the past 16 years, she has progressed in various roles within the bank starting in administration to underwriting responsibilities in residential to commercial lending.  In addition, Aviva has managed  the funding and administration within these areas.  She holds a BA from Concordia University in Psychology.


Darren Lorimer

Vice-President, Commercial Lending

Mr. Lorimer joined Equitable Bank in 2015 as the Vice-President, Commercial Lending. Darren became part of the Equitable team following a 21-year tenure at TD Bank. During his time at TD, Darren held various roles, the most recent of which was Vice-President, Financial Restructuring Group. Darren brings a wealth of industry experience, having worked in business development, national accounts, and commercial risk management. Darren has his CFA designation, an HBA from Laurier, and attended the Ivey Executive Program at Western .