Who We Are

Meet the Management Team

Our Management Team is comprised of highly experienced executives, offering decades of financial and mortgage leadership amongst them.

Tim Wilson

Tim Wilson

Senior Vice-President and Chief Financial Officer

In 2012, Mr. Wilson joined Equitable as Vice-President and Chief Financial Officer. Previously he held the position of President of Visa Canada and had prior experience in a senior executive position with CIBC and as a consultant with Monitor Group. He received his CA designation in 1997 while working with Ernst and Young. Mr. Wilson brings over 10 years of valuable experience in the financial services industry. Mr. Wilson holds an MBA from Harvard Business School and a BComm from Queen's University .

Kim Kukulowicz

Kim Kukulowicz

Senior Vice-President, Residential Sales and Partner Relations

Ms. Kukulowicz is a finance executive with more than 20 years of leadership successes in the mortgage industry. She is the longest standing employee at Equitable having serviced the organization for the past two decades primarily in mortgage operations. Kim brings comprehensive knowledge of sales management, underwriting and mortgage administration, combined with a disciplined approach to risk management and deal negotiations. Since 2010, she has overseen the national sales team for the Single Family division which has experienced exceptional growth in mortgage originations and stronger broker and partner relationships.

Jody Sperling

Jody Sperling

Senior Vice-President, Human Resources

Jody began her career as a recruiter and has since accrued 20+ years of experience as an HR professional. Jody's extensive career includes several years in financial services. Most recently she was Manager of Human Resources at SunOpta Food Distribution Group. At the beginning of 2006, Jody joined Equitable where she currently heads the HR department as Vice President, Human Resources. Jody attended the University of Western Ontario.

Ron Tratch

Ron Tratch

Senior Vice-President and Chief Risk Officer

Ron Tratch currently holds the position of Vice President and Chief Risk Officer for Equitable Bank. Prior to the transition, he was Vice President Commercial Credit since 2011. Previously Ron held the position of Senior Vice President at GE Capital Canada and was a partner in a Private Equity firm. Throughout his 20 year career, Ron has focused on operations and business development in various areas including real estate, corporate and project finance, as well as leveraged acquisitions, proactive risk management and financial restructuring. Ron holds a BComm from the University of Calgary and is a CPA, CMA.

Brian Leland

Brian Leland

Senior Vice-President, Residential Credit

Brian has held various positions at Equitable since joining the company in 2004 as Manager of Residential Sales and Business Development. In 2011, he joined the Management Team as Vice President, Residential Credit. Prior to joining Equitable, Brian held credit and sales roles with other leading Canadian financial institutions. Brian holds a BSc from McGill University and a BComm from Concordia University.

Darren Lorimer

Darren Lorimer

Senior Vice-President, Commercial Lending

Mr. Lorimer joined Equitable Bank in 2015 as the Vice-President, Commercial Lending. Darren became part of the Equitable team following a 21-year tenure at TD Bank. During his time at TD, Darren held various roles, the most recent of which was Vice-President, Financial Restructuring Group. Darren brings a wealth of industry experience, having worked in business development, national accounts, and commercial risk management. Darren has his CFA designation, an HBA from Laurier, and attended the Ivey Executive Program at Western .

Dan Dickinson

Dan Dickinson

Senior Vice-President and Chief Digital Officer, Digital Banking

Dan is Chief Digital Officer at Equitable Bank in Toronto, Canada’s ninth-largest independent bank. He leads EQ Bank, Equitable’s digital banking arm, and is responsible for all technology strategy, delivery, and related operations at Equitable.

Dan joined Equitable in 2013 as VP Digital Banking and launched EQ Bank, a digital-only bank, in January 2016. In January 2017 Dan took over technology operations for all aspects of Equitable Bank, and in 2018 also assumed responsibility for project delivery.

Prior to joining Equitable, Dan was Managing Director, Online & Mobile Banking at BMO Bank of Montreal, responsible for channels serving two million active customers. Throughout his 20+ years of banking and software experience, he has focused on the role technology plays in serving the customer, the employee, and the bank.

Dan received a BComm and an MBA from Dalhousie University. He grew up on a farm in Nova Scotia, Canada.

Mahima Poddar

Mahima Poddar

Vice-President, Product and Corporate Development

In 2016, Mahima joined Equitable to lead the Corporate Development team. Previously, she was a long time management consultant with the Boston Consulting Group and a member of both the BCG Financial Services and Corporate Development practices. Mahima holds an MBA from the Kellogg School of Management at Northwestern University and an HBA from the Richard Ivey School of Business at The University of Western Ontario.