Andrew Moor joined the Company as President and Chief Executive Officer and a Director in March 2007. Under Andrew’s leadership, total assets under management have grown to $14.4 billion. Since 2007, he has worked with Equitable’s senior management team to: lead the organization through the financial crisis of 2008, build a significant national business in single family lending, establish Equitable as a major participant in the Canada Mortgage Bond program and launch a number of new products including a HELOC, accessible by a Visa Card and a High Interest Savings Account. Andrew led the conversion of The Equitable Trust Company into a Schedule I Bank, Equitable Bank, in 2013.
Andrew joined Wood Gundy Inc. in 1987 and was a Managing Director in the private equity division of CIBC before joining SMED International, one of CIBC’s investee companies, in 1996 as CFO and before being promoted to President. After SMED was acquired in 2000 for approximately $300 million, he was backed by private equity investors to become President and CEO of Invis Inc. He built Invis to become Canada’s largest residential mortgage brokerage and the business was acquired by HSBC in 2005.
Andrew is a Director of the Trust Companies Association, a past Chair of the Canadian Association of Accredited Mortgage Professionals (CAAMP) and a Trustee of The Havergal College Foundation. He is a Director with Sleep Country Canada.
Andrew graduated from University College London in 1981 with a Bachelor of Science degree in mechanical engineering. He earned his Master’s in Business Administration from the University of British Columbia in 1987.
Meet the Management Team
Our Management Team is comprised of highly experienced executives, offering decades of financial and mortgage leadership amongst them.
In 2012, Mr. Wilson joined Equitable as Vice-President and Chief Financial Officer. Previously he held the position of President of Visa Canada and had prior experience in a senior executive position with CIBC and as a consultant with Monitor Group. He received his CA designation in 1997 while working with Ernst and Young. Mr. Wilson brings over 10 years of valuable experience in the financial services industry. Mr. Wilson holds an MBA from Harvard Business School and a BComm from Queen's University .
Ms. Kukulowicz is a finance executive with more than 20 years of leadership successes in the mortgage industry. She is the longest standing employee at Equitable having serviced the organization for the past two decades primarily in mortgage operations. Kim brings comprehensive knowledge of sales management, underwriting and mortgage administration, combined with a disciplined approach to risk management and deal negotiations. Since 2010, she has overseen the national sales team for the Single Family division which has experienced exceptional growth in mortgage originations and stronger broker and partner relationships.
Jody began her career as a recruiter and has since accrued 20+ years of experience as an HR professional. Jody's extensive career includes several years in financial services. Most recently she was Manager of Human Resources at SunOpta Food Distribution Group. At the beginning of 2006, Jody joined Equitable where she currently heads the HR department as Vice President, Human Resources. Jody attended the University of Western Ontario.
Ron Tratch currently holds the position of Vice President and Chief Risk Officer for Equitable Bank. Prior to the transition, he was Vice President Commercial Credit since 2011. Previously Ron held the position of Senior Vice President at GE Capital Canada and was a partner in a Private Equity firm. Throughout his 20 year career, Ron has focused on operations and business development in various areas including real estate, corporate and project finance, as well as leveraged acquisitions, proactive risk management and financial restructuring. Ron holds a BComm from the University of Calgary and is a CPA, CMA.
Brian has held various positions at Equitable since joining the company in 2004 as Manager of Residential Sales and Business Development. In 2011, he joined the Management Team as Vice President, Residential Credit. Prior to joining Equitable, Brian held credit and sales roles in financial services and mortgage lending with B2B Trust and Home Trust. Brian holds a BSc from McGill University and a BComm from Concordia University.
Mr. Ruch joined Equitable as Vice-President and Chief Compliance Officer in 2013. Immediately prior to joining Equitable, he was Vice-President, Chief Compliance Officer and Chief Privacy Officer of ResMor Trust Company. Dan has over 20 years of both senior corporate and management consulting experience in governance, risk, compliance and operations. Mr. Ruch holds an MBA from McMaster University and BA (Economics) from York University.
Mr. Dickinson joined Equitable as Vice-President, Digital Banking in 2013. Prior to joining Equitable he was Managing Director, Online & Mobile Banking at BMO Bank of Montreal. Throughout his 15 years of banking experience he has focused on the role of technology and self-service channels in serving the customer. Dan holds both a BComm and an MBA from Dalhousie University.
Aviva is currently the Vice President of Mortgage Services. In her role, she oversees the administration and servicing of mortgages post funding which includes escrow accounts, collections and default management as well as customer service. Aviva joined Equitable in 1999. Over the past 16 years, she has progressed in various roles within the bank starting in administration to underwriting responsibilities in residential to commercial lending. In addition, Aviva has managed the funding and administration within these areas. She holds a BA from Concordia University in Psychology.
Mr. Lorimer joined Equitable Bank in 2015 as the Vice-President, Commercial Lending. Darren became part of the Equitable team following a 21-year tenure at TD Bank. During his time at TD, Darren held various roles, the most recent of which was Vice-President, Financial Restructuring Group. Darren brings a wealth of industry experience, having worked in business development, national accounts, and commercial risk management. Darren has his CFA designation, an HBA from Laurier, and attended the Ivey Executive Program at Western .