Everyday banking features (without everyday banking fees).
No everyday banking fees
No monthly fees or minimum balances.
Unlimited free transactions1
Pay bills, deposit cheques, and set up automated payments.
Free withdrawals from any ATM in Canada
When you use your EQ Bank Card, we’ll reimburse any ATM fees.
Security you can trust
With CDIC deposit insurance eligibility† and multiple layers of security and fraud monitoring, we take protecting your privacy and financial information seriously.
Is the Personal Account right for you?
It’s right for you if:
- You’re looking for an account with no everyday banking fees and an unlimited number of transactions each month.
- You’re looking to make everyday banking transactions, such as direct deposits, pre-authorized debits, Interac e-Transfers®, and bill payments.
- You’re looking to earn high interest on your day-to-day banking.
- You need instant access to your funds.
- You’re looking for an account that’s eligible for CDIC protection.
- You're looking for a completely digital banking experience.
It’s not right for you if:
- You’re looking for an account that offers cheques.
- You’re looking for an account that offers bank drafts and in-branch support.
- You need to deposit cash.
