GICs

Earn more with smart investments that give you guaranteed GIC rates for a range of term options.

Start today

Man smiling and pointing upwards at dollar sign that represents GIC earnings
Man smiling and pointing upwards at dollar sign that represents GIC earnings

Want growth so advanced
you don’t even have to think? 

Then invest it, forget it, and earn more without paperwork, long processes or any other banking nonsense. Our GIC options let you lock in any of our amazing rates, so no matter what happens, that rate is yours. We’ve also got a range of term options to help you invest smarter.

Smart features

Don’t miss our featured GIC rates


Registered TFSA or RSP5 Year

2.10%*

Get this rate

Non-registered5 Year

2.10%*

Get this rate

Woman wearing glasses clenches phone with excitement for the GIC featured rates
Woman wearing glasses clenches phone with excitement for the GIC featured rates

How much growth are we really talking about?

Use our calculator to see how much your savings will grow with our different options.

Interest calculations are estimates.

How much do you want to invest?
GIC Term
How do you want your interest paid out?
Simple interest is calculated on a per annum basis
Term (Year)
Our Rate
GIC Term 
Interest Earned
Buy GIC
Our Rate
GIC Term 
Interest Earned

Get a GIC rate that’s yours to keep

 

Non-registered GICs

Term Rate* Start investing
3 Month 1.30% Get rate
6 Month 1.30% Get rate
9 Month 1.30% Get rate
1 Year 1.30% Get rate
15 Month 1.30% Get rate
2 Year 1.35% Get rate
27 Month 1.35% Get rate
3 Year 1.65% Get rate
4 Year 1.95% Get rate
5 Year 2.10% Get rate
6 Year 2.10% Get rate
7 Year 2.10% Get rate
10 Year 2.40% Get rate

Looking for registered GICs?

We’ve got you covered—check out our high rates on RSP GICs and TFSA GICs.

 

EQ Bank RSP GIC terms & rates

Term Rate* Start investing
3 month 1.30% Get rate
6 month 1.30% Get rate
9 month 1.30% Get rate
1 year 1.30% Get rate
15 month 1.30% Get rate
2 year 1.35% Get rate
27 month 1.35% Get rate
3 year 1.65% Get rate
4 year 1.95% Get rate
5 year 2.10% Get rate
6 year 2.10% Get rate
7 year 2.10% Get rate
10 year 2.40% Get rate

 

EQ Bank TFSA GIC terms & rates

Term Rate* Start investing
3 month 1.30% Get rate
6 month 1.30% Get rate
9 month 1.30% Get rate
1 year 1.30% Get rate
15 month 1.30% Get rate
2 year 1.35% Get rate
27 month 1.35% Get rate
3 year 1.65% Get rate
4 year 1.95% Get rate
5 year 2.10% Get rate
6 year 2.10% Get rate
7 year 2.10% Get rate
10 year 2.40% Get rate

Common questions answered

Visit our FAQ for more details about our GICs.

Looking to learn more about GICs?

Get smarter about investing with the help of our handy articles.

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