Home Equity
Line of Credit

Access Your Home Equity

Equitable Bank’s Home Equity Line of Credit (HELOC) is a powerful borrowing option that can help you maintain financial stability while reaching your financial goals faster.

It’s a revolving line of credit secured against a residential property that allows you to continuously borrow and re-borrow up to your credit limit with flexible payment terms. As a self-employed or salaried individual, whether you’re looking to purchase your first home, refinance, or build your credit profile, put our HELOC to work for you to:

  • Maintain cash flow
  • Make large purchases
  • Consolidate your debts
  • Manage life’s little surprises for peace of mind

Benefits offered by your HELOC

Enjoy access to funds while saving at the same time. You have easy access to your funds through the use of your HELOC cheques or by using your Equitable Bank Visa* Gold Access Card. You’ll also be able to save on fees with these great features:

  • No annual fee on your Access Card
  • No fee for the current month’s statement
  • Complimentary initial set of HELOC cheques
  • Monthly payment as low as interest-only
  • No standard processing fee on your HELOC cheques
  • Free online account access
  • No fee for having a zero balance

Learn More

Contact a professional mortgage broker or agent in your area to talk about whether an Equitable Bank HELOC, in combination with a mortgage, is the right solution for you.